IRCTC SBI Platinum Rupay credit card benefits


IRCTC SBI Platinum Rupay credit card  details

IRCTC SBI Platinum Rupay credit card login

IRCTC SBI Platinum Rupay credit card

This is a very popular card in SBI card this card joining fee is 500+gst and the annual fee is 300+gst most SBI customers use this IRCTC SBI Platinum Rupay credit card because this is the most popular SBI credit card for IRCTC travel because this card provide you lots of benefits 


IRCTC SBI Platinum Rupay credit card Value Back Benefits

If you buy tickets through IRCTC Mobile App & irctc.co.in for AC CC and AC1, AC2, AC3 so you earn up to 10% Value Back as Reward Points


IRCTC SBI Platinum Rupay credit card Welcome offers

 You apply for this card or you get this card and you need done 1st 500 transactions in 1st 45 days and pay annual fees this card so you get 350 welcome gift reward points in IRCTC SBI Platinum Rupay credit card 350 rewards point value is rupees 350 rupees so this is good for the customers this 350 reward point you will get within 45 days of the eligible transaction


IRCTC SBI Platinum Rupay Credit Card Reward points

You get 1 reward point of 125 rupees to spend on non-fuel retail purchases

1 reward point value 1 rupee 

And after getting rewards points this reward to reward point transfers every month on your IRCTC website if you add your loyalty number on the IRCTC website you get this IRCTC Sbi Card loyalty number on your card, you need to add this number on your IRCTC website then you book your railway ticket free with this reward points


IRCTC SBI Platinum Rupay credit Card Fuel surcharge

If you do the transaction on fuel between 500 to 3000 so you get a 1 % surcharge 


IRCTC SBI Platinum Rupay credit Card Railway Lounge Program

You get 4 complimentary lounge access on railway Max lounge 1 per quarter To avail of this offer, you need to use the IRCTC Rupay SBI Card at the respective lounges


IRCTC SBI Platinum Rupay Credit Card Annual Fees

IRCTC SBI Platinum Rupay Card annual fees are 300+gst.


IRCTC SBI Platinum Rupay credit card finance charges 

If you pay your mad (minimum amount due) so less than your TAD (total amount due) or if you did not pay any amount so you charge finance charges on this card finance charges 3.5% plus GST per month and these charges applicable on your outstanding


IRCTC SBI Platinum Rupay credit card late fee charges

If you paid your MAD(minimum amount due) so you will not charge any late fees charges, but you not paid your MAD so you will charge late fee charges on this IRCTC Platinum card, if you paid MAD so you charge only finance charges. 

Late fee charges on the amount 

Its depend on TAD (total amount due) 

500 to 1000             =             400+ gst

1000 to 10000         =             750 + gst

10000 to 25000       =             950 + gst

25000 to 50000       =             1100 + gst

50000 or greater than 50000 you will charge 1300 + gst


IRCTC SBI Platinum Rupay credit card over-limit fees

IRCTC Rupay credit card over-limit fees 600 + GST or 2.5% + GST whichever is higher if you over-limit this IRCTC Rupay card so you will charge these fees


IRCTC SBI Platinum Rupay credit card ATM fees

If you withdraw cash  from ATM with this IRCTC Rupay card so you will charge 500 + GST this charge still applicable all ATM transaction


IRCTC SBI Platinum Rupay credit card offers 

This IRCTC Platinum card provides you many offers like Encash loan and balance transfer, Flexipay EMI, easy money draught and many marketing offers, if you want any loan or EMI so you need to use SBI card application or other options call customer care


How To Apply for IRCTC SBI Platinum Rupay credit card

if you want to apply for this card go to www.sbicard.com and apply for this card other option you applied for this card by the Sbi Card sales agent. Sbi Card has two types of IRCTC card with different annual fees or benefits check about the second IRCTC Premier card




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